warningPOLKSeF

KSEF-009:Bank account not on VAT white list

For split payment (podzielona płatność) invoices, the seller bank account must be registered on the VAT white list (biała lista VAT).

Fix this in your source system

MANUAL

For split payment (podzielona płatność) invoices, the seller bank account must be registered on the Polish VAT white list (biała lista VAT). This cannot be fixed by modifying the invoice. The seller must register their bank account at https://www.podatki.gov.pl/wykaz-podatnikow-vat-wyszukiwarka/ or use a different registered bank account.

See the step-by-step instructions below to fix this error manually.

How to Fix It

Common Causes

  • Bank account not registered
  • New bank account not yet added
  • Using personal instead of business account

Frequently Asked Questions

For split payment (podzielona płatność) invoices, the seller bank account must be registered on the VAT white list (biała lista VAT).
Verify bank account is on VAT white list. You can also use Invoice Navigator's automatic Fixer tool to correct this instantly.
KSEF-009 is a warning that may not always cause rejection, but it indicates a potential compliance issue that should be addressed to ensure full compatibility.
Many instances of KSEF-009 can be automatically corrected using Invoice Navigator's Fixer tool. Upload your invoice and the tool will identify and fix common issues, including bank account not on vat white list.

Last updated: 19 January 2026

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