warningEN16931

UBL-CR-677:A UBL invoice should not include the PayerFinancialAccount/ID schemeID

This UBL element should not be present in an EN16931 invoice. It is allowed in full UBL 2.1 but not in the EN16931 subset.

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1. Identify the non-EN16931 element. 2. Remove from invoice or move data to EN16931-compliant location.

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Why This Error Matters

Invoice will be rejected by EN16931 validators. These conformance rules prohibit UBL attributes and elements not in the EN16931 e-invoicing profile. Remove the disallowed attribute or restructure the element.

Common Causes

  • PayerFinancialAccount ID contains schemeID attribute
  • cbc:ID/@schemeID in payer account not permitted
  • Scheme identifier on debtor IBAN not in EN16931
  • Only plain text payer account identifier allowed
  • ERP exports scheme attribute on debtor account

Frequently Asked Questions

This UBL element should not be present in an EN16931 invoice. It is allowed in full UBL 2.1 but not in the EN16931 subset.
This UBL element should not be present in an EN16931 invoice. It is allowed in full UBL 2.1 but not in the EN16931 subset. You can also use Invoice Navigator's automatic Fixer tool to correct this instantly.
UBL-CR-677 is a warning that may not always cause rejection, but it indicates a potential compliance issue that should be addressed.
Many instances of UBL-CR-677 can be automatically corrected using Invoice Navigator's Fixer tool. Upload your invoice and the tool will identify and fix common issues.

See Also

Last updated: 16 January 2026

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